The FHA retains a list of approved appraisers for each state - Jensen Appraisals Inc is on the roster of approved appraisers for Florida.
If you have an FHA-secured loan, be sure to get with Jensen Appraisals Inc, as we are approved and qualified to produce FHA appraisal reports.
FHA's guidelines, documentation and policies may seem difficult to understand, but the staff at Jensen Appraisals Inc is well-trained on how to follow the rules and regulations provided.
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If you're in need of an appraisal for an FHA loan, please contact us, and we'll be able to help you right away. |
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If your financial transaction is FHA certified, that means that it has been secured by the Federal Housing Administration, which is underneath the United States Department of Housing and Urban Development (HUD).
The FHA does not loan money to borrowers. Rather, it provides lenders with protection through mortgage insurance in case the borrower defaults on his or her loan obligations.
Low-income and moderate-income homebuyers benefit the most from FHA-backed loan programs. The point of the Federal Housing Administration is to assist credit-worthy buyers get approved for mortgages that they otherwise would not.
Different from the VA appraiser panel, the lender working with Federal Housing Administration actually has the freedom to pick the appraiser.
Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates.
FHA loan programs are particularly helpful to those homebuyers with less accumulated funding.